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If this Form is filed to register additional securities for an offering pursuant to Rule 462(b. members of the former senior management team of Pacific Telecom, Inc., and other experienced.

(1) “Other expenses” are based on estimated amounts for the current fiscal year and are calculated as a percentage of the Fund’s net assets. Example . This example is intended to help you compare the cost of investing in the Fund with the cost of investing in other funds. This example does not take into account brokerage commissions that you pay when purchasing or selling Shares.

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Dodd-Frank Wall Street Reform and Consumer Protection Act) INTRODUCTION. Title X of the Dodd-Frank Act (aka: "Consumer Financial Protection Act of 2010"), created the Consumer Financial Protection Bureau ("CFPB" or "Bureau") as an independent agency within the Board of Governors of the Federal Reserve System ("Federal Reserve"). The CFPB regulates the offering and provision of consumer financial products and services under federal consumer financial laws.

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Indicate by check mark if the Registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes þ No ¨ Indicate by check mark whether the Registrant (1) has filed all.

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